Most people think retirement happiness is simply a math problem. Save enough, spend carefully, and the rest takes care of itself. The reality, according to a growing body of research, is more ...

It's not uncommon for Americans to feel like they're not saving enough for retirement — no matter their age or income level. But earning a higher salary can help you save more, as long as you increase ...

Forbes contributors publish independent expert analyses and insights. I am the Executive Chairman of Diversified, a CFP and author. Retirement is no longer defined solely by reaching a savings goal or ...

You've worked hard, saved diligently and invested wisely throughout your career, building a tidy nest egg — the perfect recipe for a happy retirement. Or is it? Science says not so fast. A growing ...

The impact of retirement on mental health depends on income level, the nature of the job left behind, and the age at which people leave the workforce, a study suggests. Researchers found that although ...

Please provide your email address to receive an email when new articles are posted on . Physical job demands a main influence of mental health in middle-income individuals. Those who retired later had ...

Worker confidence in their retirement readiness reached its lowest level since 2017, and healthcare concerns, along with a decrease in savings, are driving that decline in confidence. The Employee ...

Upon retiring, cash out your 401(k) and buy a bond 'ladder' of Treasury inflation-protected securities There is no such thing as an "average" retiree, so it makes little sense to estimate how much an ...

Prudential’s David Blanchett argued that retirees’ decreased spending is mostly due to choice, rather than financial hardship. Previous research has found that retirees often underspend their ...

Jeff is the CEO of October Three, an actuarial and consulting firm specializing in modern retirement plan design and administration. This suggests to me that people are working longer, saving less and ...