Discover what umbrella insurance covers, how it enhances personal liability protection, and why it suits those with significant assets or high-risk activities.

The sum insured is the maximum amount shown on the policy, but the usable amount depends on the limits in the wording. To ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Katrina Ávila Munichiello is an experienced editor, writer, fact-checker, and proofreader ...

An explanation of directors and officers (D&O) insurance policies, including the key types of D&O liability insurance coverage, double anchor policies, extended reporting coverage, common policy ...