Choosing the best retirement plan in India often means weighing NPS, PPF and mutual funds. This article explains why NPS-using Tier 1 for pension building and Tier 2 for flexible saving may fit better ...

The money you invest in your NPS tier 1 account goes to the PFRDA, the nodal agency that governs the NPS in India.(Pixabay) Q. I am a 32-year-old senior secondary school teacher, currently working ...

Tier-1 NPS account has been designed as a pension scheme, It has a lock-in period of 15 years, and provides income after that. Tier-II account, on the other hand, is like a savings account where one ...

In India, there aren’t too many market-linked investments directed specifically for the purpose of retirement, for most people. The National Pension System (NPS) truly fills this void with a simple ...

NPS performance: The introduction of the Unified Pension System (UPS) by the Centre has prompted scrutiny and the existence of the National Pension System (NPS), which was established in 2004 as an ...

Tax benefits on NPS Tier 1 and Tier 2 returns: When investing in the NPS, it’s important to understand the tax benefits associated with both Tier 1 and Tier 2 accounts: Deduction under Section 80CCE: ...

From July 1, 2026, the Pension Fund Regulatory and Development Authority will standardise annual maintenance charges for Tier-II National Pension System accounts to match Tier-I rates within the same ...

Awareness regarding retirement planning is on the rise in urban India as more individuals are recognizing the importance of starting early. For those seeking to maximise their returns, transferring ...

As a retirement saving option, the National Pension System (NPS) is a well-known investment vehicle. Much of the attention (and rightly so) centres around the tier-1 option, with relatively less ...