The thing about a growing market is that it eventually exposes the difference between a good idea and good execution, even if the two can look remarkably similar for a while. Strong demand has a habit ...

The Financial Conduct Authority (FCA) has opened 11 investigations into the potential breach of Consumer Duty since the rules came in three years ago. The regulator said the number of investigations ...

United Trust Bank (UTB) Mortgages has strengthened its buy-to-let (BTL) proposition with the appointment of Frankie Kitchen as key account manager. His immediate objectives will be to develop ...

House prices inched up by 0.2% in June following a 0.2% decline during the previous month, leaving the average property value at £299,330, market analysis reveals. The uptick marked the first increase ...

Royal London has made changes to its income protection offering to add features that reflect how modern people live and work. The changes have been developed in partnership with advisers and shaped by ...

Advisers have reported lower demand for commercial funding in Q1, attributing this to the geopolitical environment and interest rate expectations, a specialist lender found. Atom Bank’s latest SME ...

The cloud-based mortgage, savings and lending software provider Finova has acquired artificial intelligence (AI) technology company, Cubit Labs, which specialises in intermediary workflows and ...

I’m going to hold my hand up here. If you were to trawl through my ChatGPT history, I’m sure you would find some somewhat random, but largely inoffensive and definitely legally acceptable, questions ...

Earl Shilton Building Society completed £32m in new mortgage lending for the year ending 31 March 2026, up from £26m the previous year. Its annual results showed the mutual reported record mortgage ...

Hodge Bank has removed loan-to-income (LTI) caps for borrowers earning £40,000 or more across its residential products. This is a change to its previous criteria of applying tiered LTI caps linked to ...

Nationwide's data from the English Housing Survey shows a property rated A or B attracts a modest premium of 1.6% on its house price compared to a similar property rated D. Currently, 53% of the owner ...

With 1.8 million fixed rate mortgages due to end this year, borrowers are turning to short-term rates as uncertainty looms. According to Rightmove UK, the current average rates for two- and five-year ...