Our top picks include State Farm, Ethos and Lantern.

Principal, Pacific Life and Symetra are the top life insurance companies in our evaluation. These companies scored well for both term and permanent life insurance products. Our evaluation included ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Find the best universal life insurance companies offering flexible premiums, cash value growth and long-term protection to fit your financial goals.