This is in plain sight on your payslip… How much does your employer actually contribute? The minimum is 3% of QUALIFYING EARNINGS… If you’re relying on “3% employer, 5% employee” to build your retirement, this matters. Because those percentages aren’t based on your full salary once you pass £50,270. Which means a £100k earner can be getting almost £2,000 less than they expect. Small difference now. Big gap later. Take 30 seconds today and check what’s actually being paid in. It’s one of the simp